• $905MM in mortgages funded since 2007

  • More than 2,000 mortgages funded in Canada since 2007

  • Chosen by some of Canada's top Investment Advisors and over 1,400 investors

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Welcome to AP Capital, we are a non-bank alternative lender. Launched in 2007, AP Capital Mortgage Fund has advanced more than $905MM in mortgages to borrowers in Canada; over 2,000 mortgages funded since inception.  AP is also home to over 1,400 investors.

There are two pillars to our business:

  1. As a lender: We source all mortgages through licensed mortgage brokers and advance funds (mortgages) selected by our team.  We focus on residential real estate and our preference is highly marketable homes.
  2. As a fund manager, AP Capital Mortgage Fund is a MIC (Mortgage Investment Corporation), chosen through financial advisors and investment firms for their clients. The MIC fund’s 10-year annual rate of return is 7.75% with no shareholder losses since inception. In 2024, the fund is tracking above the 10-year average and expect to yield 8.50 – 9.25% to shareholders. Dividends are paid monthly. The fund’s 171st consecutive monthly dividend was paid on June 1, 2024 (172nd on July 1).

Past performance does not guarantee future returns and AP Capital MIC may not be suitable for all investors.

We look forward to sharing more.  Please feel free to Contact us here.

Recent Updates

May 15, 2024 – AP Capital MIC Fast Facts – April 30, 2024

April 30, 2024 – AP Capital MIC Audited Financial Statements FYE Dec 31, 2023

April 30, 2024 – AP Capital MIC Offering Memorandum April 30, 2024

All the links to all the socials online (AP Capital on Instagram, TikTok, LinkedIn, Facebook and more…)

Potential investors without a Financial Advisor (visit