• Funded more than 1,600 mortgages in Canada since 2008

  • Chosen by some of Canada's top Financial Advisors and over 1,200 investors

  • Canada's non-bank mortgage lender of choice by Mortgage Brokers

AP CAPITAL, we are a non-bank mortgage lender in Western Canada. We operate a mortgage investment corporation (or MIC as they are commonly called) that was formed in 2007. AP Capital MIC has funded more than 1,600 mortgages since inception and is proud to work with some of Canada’s top mortgage brokers and financial advisors.

As a Canadian non-bank alternative lender, we offer Western Canadian homebuyers and homeowners an alternative to Canada’s big banks, monoline, trust companies, or credit union financing. Mortgages are sourced through licensed mortgage brokers and AP funds only those we choose. Our mortgages provide short-term solutions to Canadians; all secured by residential real estate primarily located in urban markets of Western Canada. The AP team manages the entire lifecycle of every mortgage in the fund’s portfolio.

AP Capital MIC is also an alternative private investment option chosen by many of Canada’s top Financial Advisors and Investment Firms.  We are proud of our past performance with a 10-year average annual return of 7.95% (audited, net of fees) with more than 1,200 investors choosing AP Capital MIC through the assistance of their licensed financial advisor.

  • Mortgage brokers; we look forward to working with you and funding your deals.
  • Investment Advisors, IIROC, Institutional Investors, Family Offices, and EMDs; let’s discuss how AP might be a good option for you and your clients.
  • Shareholders and investors; thank you for your ongoing support.

We look forward to meeting and speaking with you.  Contact us here.

  • AP MIC

Recent Updates

July 15, 2022 – AP Capital MIC Fast Facts – June 30, 2022

April 30, 2022AP Capital MIC Offering Memorandum April 30, 2022

April 30, 2022 – AP Capital MIC Audited Financial Statements FYE Dec 31, 2021

May 6, 2021 – AP Capital REIT update – May 2021 (Q1 Distribution and Fund update)

April 29, 2021 – AP Capital REIT Audited Financial Statements FYE Dec 31, 2020


MIC Fast Facts  |   MIC Fund Summary  |  MIC Monthly Reports

All the links to all the socials online (AP Capital on Instagram, TikTok, LinkedIn, Facebook and more…)

Potential investors without a Financial Advisor (visit