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Superior residential real estate lending experience

Directors & Officers

The AP Capital management team has extensive experience in the real estate and mortgage lending industry. Together, we provide superior real estate lending experience for borrowers and a track record of generating stable returns to investors.

Ches Hagen

Ches Hagen

Director and Chief Executive Officer of AP Capital Mortgage Investment Corporation. Ches co-founded AP Capital in March 2007 and leads the company in the quest to be Canada’s best non-bank alternative lender. In addition to being an executive of AP Capital, Ches co-founded Vendasta Technologies, one of Canada’s fast growing technology firms.  Mr. Hagen has over 25 years experience building companies and raising capital for private enterprises in Canada through various channels including conventional banks, venture capital firms, investment dealers, family offices, and exempt market dealers.

Additionally, Ches Hagen served as President of the BC MIC Managers Association (www.bcmma.org) from 2021 to 2023. The association represents 30 mortgage investment corporations in British Columbia, collectively managing approximately $6B in capital.

Located in the Vancouver head office, Ches can be contacted via email at ches@apcapital.ca or by phone at 778-328-7401.

Brad Unrau

Brad Unrau

Director and Senior Officer of AP Capital MIC. Brad has been very active in the mortgage business for the past twenty years; being in the top 50 mortgage professionals in the country and having a team of great producing brokers working with him.

Brad has extensive experience in the acquisition, financing and management of residential and commercial real estate in B.C. and Alberta. He continues to manage and grow his personal portfolio of owned and co-owned properties in all segments of the real estate market; single-family residential homes, small acreage holdings, residential recreational property, residential rental property, private island resort community, city-core residential-commercial complex, and urban rental apartments.

Brad lives in Abbotsford, BC and can be contacted via email at brad@apcapital.ca – or by phone at 778.328.7401

Terry Sidhu

Terry Sidhu

Director and Senior Officer of AP Capital MIC. Terry has been very active in the real estate business for his entire career.  As owner of Abbotsford Notary, Terry and his team conduct conveyancing for over 1,000 mortgages annually.  He also owns one the Fraser Valley’s largest property management companies with over 700 units under management.

Terry has extensive experience in the acquisition, financing and management of residential and commercial real estate in B.C. He continues to manage and grow his personal portfolio of owned and co-owned properties in all segments of the real estate market; single-family residential homes, small acreage holdings, residential recreational property, residential rental property, city-core residential-commercial complex, and urban rental apartments.

Terry lives in the Fraser Valley and works in the Vancouver office from time to time.  He can be contacted via email at terry@apcapital.ca – or by phone at 604.897.3049