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Your MIC lender of choice

 

Mortgage Brokers

Mortgage brokers, you are key stakeholders of AP Capital! Experience the AP difference as we focus on moving your file through to funding as quickly as possible.  AP CAPITAL MIC offers 1st and 2nd mortgages on residential properties in British Columbia and Alberta.

WHAT SETS US APART?

We issue commitments at record speed and fund fast!  Each file that is submitted to AP Capital is unique.  Our knowledgeable underwriters look at the merits of each file; both property and borrower. We keep our underwriting straightforward by limiting the documentation required to fund a file. We look at the quality of the real estate and focus on residential properties in BC and Alberta in major urban centers. We consider all borrower situations and follow strict policies and lending guidelines, including strict adherence to AML (Anti-Money Laundering) best practices.

LENDING GUIDELINES

LOCATIONS

Major Urban areas in British Columbia and Alberta.

LOAN TO VALUE

Residential 1st mortgage financing up  to 75% LTV in BC and 70% LTV in Alberta.

Residential 2nd mortgage financing up to 75% LTV in BC and 70% LTV in Alberta.

MORTGAGE SIZE

Mortgages from $50,000 – $2,000,000+

RATES

Purchases and refinances on 1st mortgages starting from 9.99%.

Purchases and refinances on 2nd mortgages starting from 11.99%.

*  All deals are considered on a case-by-case basis and priced accordingly, starting at the rates above.  Lender fees apply.

Interest rates, fees, and terms are subject to change without notice.

MORTGAGE TERMS

1-year terms

Open terms available

Interest-only payments

DEAL INQUIRIES OR SUBMISSIONS?

Office:  778-328-7401

Email:  apps@apcapital.ca