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  • $1B in mortgages funded since 2007

  • More than 2,300 mortgages funded in Canada since 2007

  • Chosen by some of Canada's top Portfolio Managers, Investment Dealers, and Exempt Market Dealers.


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At AP Capital we strive to be Canada’s best non-bank alternative lender. Launched in 2007, we have advanced more than $1B in mortgages to borrowers in Canada, and are home to more than 1,500 investors.

There are two pillars to our business:

  1. As a lender: AP sources all mortgages through independent mortgage brokers, and advances funds (mortgages) selected by our underwriting team. We focus on residential real estate and our preference is highly marketable homes in urban markets of Western Canada (primarily BC’s Lower Mainland from the Fraser Valley to Metro Vancouver). Our team has funded and managed more than 2,300 mortgages since inception.
  2. As a fund manager, AP Capital is a MIC (Mortgage Investment Corporation), chosen through Portfolio Managers, Investment Dealers, and Exempt Market Dealers for their clients. 10-year annual rate of return exceeds 7.75% (net of fees). In 2024, the fund is performing above the 10-year average and expects to yield 8.50 – 9.50% p.a. to shareholders. The fund distributes monthly; with the 176th consecutive monthly distribution paid on Nov 1, 2024.

Past performance does not guarantee future returns and AP Capital Mortgage Fund may not be suitable for all investors.

We look forward to sharing more.  Please feel free to Contact us here.