AP CAPITAL, we are a Western Canadian non-bank mortgage lender. We operate a mortgage investment corporation (or MIC as they are commonly called) that we launched in 2007. AP Capital MIC has funded more than 1,600 mortgages since inception and is proud to work with some of Canada’s top mortgage brokers for origination, and licensed financial advisors for capital raising. We are also a proud partner with three of Canada’s big five banks.

As a Canadian non-bank alternative lender, we offer Western Canadian homebuyers and homeowners an alternative to Canada’s big banks, monoline, trust companies, or credit unions. Mortgages are sourced through licensed mortgage brokers and AP funds only those we choose. Our mortgages provide short-term solutions to Canadians; all secured by residential real estate primarily located in urban markets of Western Canada. The AP team manages the entire lifecycle of every mortgage in the fund’s portfolio.

As an investment, AP Capital MIC is an alternative private investment chosen by many of Canada’s financial advisors and investment firms.  We are proud of our past performance with a 10-year average annual return of 7.95% (audited, net of fees) with more than 1,200 investors choosing AP Capital MIC through the assistance of their licensed financial advisor.

• Mortgage brokers; we look forward to working with you and funding your deals.
• Investment Advisors, IIROC, Institutional Investors, Family Offices, and EMDs; let’s discuss how AP Capital MIC might be a good option for you and your clients.
• Shareholders and investors; thank you for your ongoing support.

We look forward to meeting and speaking with you.  Contact us here.

MIC Fast Facts  |   MIC Fund Summary  |  MIC Monthly Reports  | Fact Friday (updated Nov 18, 2022)