24 Fund Facts | Monthly Reports | Fund Summary | Fact Friday | on all the social networks 

At AP Capital Mortgage Fund we strive to be Canada’s best non-bank alt lender. Launched in 2007, we have advanced more than $1.1 billion in mortgages to more than 2,600 borrowers in Canada. We operate a single fund, AP Capital Mortgage Investment Corporation, which is home to more than 1,700 investors and exceeds $300MM in assets under management.

As a Mortgage Investment Corporation, AP Capital is both:

1. Private Credit Lender: AP sources all mortgage applications through independent mortgage brokers, then advances funds on only applications selected by our underwriting team. We focus our lending on residential real estate with a strong preference for highly marketable homes in urban markets of Western Canada (primarily BC’s Lower Mainland from the Fraser Valley to Metro Vancouver). Today, our team manages approximately 500 mortgages in the portfolio.
2. Mortgage Fund / Asset Manager: AP Capital manages a pooled fund structured as a MIC (Mortgage Investment Corporation).  AP Capital’s mortgage fund is chosen by Portfolio Managers, Investment Dealers, Exempt Market Dealers, and Institutional Investors for their clients.In 2024, the fund delivered a year-ending audited yield of 8.47% (Class B), 9.02% (Class F), and 9.52% (Institutional). The fund distributes its income monthly through cash distributions or DRIP (dividend re-investment), with the 186th consecutive monthly distribution paid on Sep 1, 2025—over 15 years without a single missed monthly distribution to shareholders. Since our monthly distribution plan began on April 1, 2010, an investment in AP Capital has achieved a total return of more than 240%; an annualized return of approximately 8.48% over the period.

Past performance does not guarantee future returns. AP Capital Mortgage Fund may not be suitable for all investors.  Speak to your financial advisor.

We look forward to sharing more.  Please feel free to Contact us here.

________________________________________________

Learn more about AP Capital by listening to the following AI powered podcast style interview. This 10 minutes includes an update on the fund’s activity from May 2025. Listen here…