| Effective Date | December 31, 2022 |
| |
| Lendable Funds | $230.52 MM |
| |
| Mortgages in Portfolio | 328 |
| |
| Portfolio Loan to Value (LTV) | 58% |
| |
| Mortgage funds in BC | 93% |
| Mortgage funds in AB | 7% |
| |
| Mortgage funds in 1st position | 83% |
| Mortgage funds in 2nd position | 17% |
| |
| Residential Mortgages | 94% |
| Mortgages secured by: | |
| Single Detached Home | 56% |
| Condo | 4% |
| Townhouse | 3% |
| Other | 31% |
| |
| Owner Occupied | 41% |
| Average Credit Score of Borrowers | 707 |
| |
| % of portfolio in foreclosure | 0.19% |
| Average LTV on foreclosures | 62% |
| |
| Consecutive months of dividends paid to shareholders | 154 months |
| |
| Shareholder Accounts | 1,333 |
| |
| Shareholders choosing monthly cash distribution | 51% |
| Shareholders choosing share re-investment (DRIP) | 49% |
| |
| Shareholders with open/cash investment | 72% |
| Shareholders with registered funds (RRSP, TFSA, etc) | 28% |
| |
