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Fund Facts

 

Fund Facts

24 Fund Facts | Monthly Reports | Fund SummaryFact FridayAP on all the social networks 

Effective DateJune 2, 2025
Mortgages Under Administration$255 MM
Mortgages funded since inception$1.1 B
Mortgages in Portfolio436
Mortgages funded since inception2,555
Portfolio Loan to Value (LTV)57%
Mortgage funds in BC94%
Mortgage funds in AB6%
Mortgage funds in 1st position75%
Mortgage funds in 2nd position25%
Residential Mortgages98%
Mortgages secured by:
Single Detached Homes62%
Serviced & Urban Lots29%
Condos6%
Townhouses1%
Owner Occupied 45%
Average Credit Score of Borrowers 716
% of portfolio in foreclosure4.69%
Average LTV on foreclosures46%
10 year total non-recovered funds0.17%
Consecutive dividends paid to shareholders183
Class B shares (EMD)7.5% p.a.
Class F shares (fee-based advisors)8.0% p.a. (less advisor fee)
Top-Up / 13th distributionIf applicable, all share classes receive top-up annually after audited yield is calculated
Shareholder Accounts1,685
Shareholders choosing monthly cash distribution53%
Shareholders choosing share re-investment (DRIP)47%
Shareholders with open/cash investment66%
Shareholders with registered funds (RRSP, TFSA, etc)34%