Fund Facts
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Effective Date | December 31, 2024 |
Mortgages Under Administration | $247 MM |
Mortgages funded since inception | $1 B |
Mortgages in Portfolio | 414 |
Mortgages funded since inception | 2,396 |
Portfolio Loan to Value (LTV) | 57% |
Mortgage funds in BC | 92% |
Mortgage funds in AB | 8% |
Mortgage funds in 1st position | 78% |
Mortgage funds in 2nd position | 22% |
Residential Mortgages | 97% |
Mortgages secured by: | |
Single Detached Homes | 60% |
Serviced & Urban Lots | 29% |
Condos | 6% |
Townhouses | 2% |
Owner Occupied | 42% |
Average Credit Score of Borrowers | 711 |
% of portfolio in foreclosure | 5.27% |
Average LTV on foreclosures | 53% |
10 year total non-recovered funds | 0.17% |
Consecutive dividends paid to shareholders | 178 |
Class B shares (EMD) | 8.50% p.a. |
Class F shares (fee-based advisors) | 9.00% p.a. (less advisor fee) |
Class I shares ($15 MM min) | 9.50% p.a. |
Top-Up / 13th distribution | If applicable, all share classes receive top-up annually after audited yield is calculated |
Shareholder Accounts | 1,592 |
Shareholders choosing monthly cash distribution | 51% |
Shareholders choosing share re-investment (DRIP) | 49% |
Shareholders with open/cash investment | 68% |
Shareholders with registered funds (RRSP, TFSA, etc) | 32% |